At Meraki, we truly appreciate the value of having choices when it comes to managing your health and beauty needs. That's why we’ve teamed up with iFinance Canada, also known as MediCard, to offer you a seamless and straightforward financing solution. Our partnership ensures that you can access your preferred treatments and products on your terms, making it easier than ever to get what you want, when you want it. With our financing options, you can enjoy the flexibility and convenience of spreading the cost of your treatments and products over time, allowing you to prioritize your well-being without any added stress.

EASY STEPS TO APPLY FOR FINANCING

Medicard can pre-approve an approximate amount. This allows you the flexibility to choose your physician, service provider, procedure, product purchase or procedure date with the comfort of knowing that financing has been confirmed.

Submit your application online in confidence, call at 1‑888‑689‑9876, or fax your completed application to 1‑888‑689‑9862.

  • Choose how much money you would like to finance.

  • Choose to finance the whole procedure, or just a portion.

  • Choose your ideal terms: 6 months, 1, 2, 3, 4, 5, or 6 years.

  • Medicard will notify you of the credit decision by phone.

Sign and return the required documents and a void cheque to Medicard. Medicard sends payment automatically to your doctor or service provider.

  • Your monthly payment is electronically debited from your chequing account.

FREQUENTYLY ASKED QUESTIONS

What types of procedures and products does Medicard cover?
Any medical, dental, veterinary, or related procedure or item (i.e.: prosthesis).

Does it cost me anything to apply for financing or seek approval?
No. You can apply for financing or seek approval - there is no cost.

Can I repay before the end of the term?
Yes, there is no penalty for repayment. You can repay at any time.

How soon can I get approval for financing?
You can obtain approval for financing almost immediately. Many approvals are given while the patient is still at the doctor or service provider's office.

Can I borrow a portion of the amount of the procedure or purchase?
Yes, Medicard will pay directly to your doctor or service provider whatever portion you would like to borrow, be it the total cost of the procedure or purchase or a portion.

Do I have to put down a deposit to borrow?
No. It is up to you if you would like to pay your doctor or service provider a deposit. Medicard will finance the total cost of the procedure including your deposit, if required.

Can I have more than one loan with Medicard?
Yes. Each loan financed must go through the same application process to determine the ability to repay.

How long may I finance the procedure or purchase?
The term can range from 6 months, 1 year, 2 years, 3 years, 4 years, 5 years or 6 years.

If I do not have credit history can I apply with a co-signer?
Yes, you can have a co-signer whose credit history would achieve an approval and would be willing to assume liability.